Rent vs Buy Calculator
Compare the total cost of renting versus buying a home in India over a long-term period.
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How it works
Compares the sum of all rent payments against the sum of mortgage payments + down payment, adjusted for property value appreciation.
Common Questions
Is buying always better than renting?
Not necessarily. In cities with low rental yields (1-3%) and high property prices, renting and investing the difference often builds more wealth.
What is property appreciation?
The rate at which the market value of your home increases over time. Historically, real estate in India has grown by 5-10% annually in prime areas.
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Disclaimer: These calculations are estimates based on standard financial formulas. Actual outcomes may vary due to taxes, market conditions, or policy changes. Consult a financial advisor for critical decisions.