P
Paisa

PPF Calculator

Public Provident Fund (PPF) is a popular long-term savings scheme in India. Calculate your risk-free maturity wealth.

₹
%
Y

How it works

Interest is compounded annually. The calculation assumes investments are made at the beginning of each year for maximum benefit.

Common Questions

What is the maximum limit for PPF?

The maximum investment limit in a PPF account is ₹1.5 lakh per financial year.

What is the lock-in period for PPF?

PPF has a mandatory lock-in period of 15 years, which can be extended in blocks of 5 years.

Are PPF returns tax-free?

Yes, PPF follows the EEE (Exempt-Exempt-Exempt) tax status, meaning investment, interest, and maturity are all tax-free.

Related Finance Tools

Disclaimer: These calculations are estimates based on standard financial formulas. Actual outcomes may vary due to taxes, market conditions, or policy changes. Consult a financial advisor for critical decisions.